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Calculators

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Welcome to Richard Olson Financial Group

At Richard Olson Financial Group, we offer a personal approach to investing and retirement planning to help you pursue your long-term financial goals.

These days, it's not unusual for retirement to last 20-30 years – or even longer. That means you'll need to create a sustainable income for yourself that will be there for you as long as you'll need it. But what if something in life happens? Are you prepared?

Are you looking for ways to preserve your retirement assets from the potentially devastating impact of long-term care expenses? Would you like to preserve your retirement assets and loved ones from this potential risk?

Learn more about various options to help you prepare for unexpected life events, especially if you:

  • Are planning for retirement,

  • Have never assessed your risk to long-term care expenses, or

  • Have previously objected to long-term insurance (e.g., because you may "waste" premiums if you never have to use the benefit; or, because you were concerned about future premium increases).

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning funding strategies, and asset preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We're here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

Explores how investment strategy changes once retirement begins.

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Survivorship life insurance may be a cost-effective coverage solution for older couples or business partners.

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Shows how transfer-on-death designations help avoid probate costs.

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The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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Use this calculator to estimate how much income and savings you may need in retirement.

How much life insurance would you need to produce a sufficient income stream for your family?

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

This calculator can help you estimate your annual federal income tax liability.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck